The Top 5 Mistakes People Make After Divorce - Mistake No. 2

This post is part of a 5-part series.  If you want to read the other posts in this series (yes, yes you do), just click here.

Mistake No. 2 — Not collecting reimbursement for uninsureds or other expenses.

This is another example of what happens when people don’t read their Judgments; and, it happens so often, that it deserves it’s own place in the top-5-mistakes hierarchy.

Most Judgments provide that parents will share equally in the payment of their child’s reasonable uninsured medical and/or dental expenses (and occasionally provide for parents to share children’s extra-curricular expenses.)  Uninsured medical and dental expenses are the deductibles and/or co-pays that you have to pay out-of-pocket for much of the medical and dental care that your child receives, such as co-pays for medical appointments, emergency room visits and prescriptions.

As a practical matter, one parent is more often taking the child to medical and dental appointments (or retrieving prescriptions) -- or is more often the one coordinating the children's extra-curricular activities -- and thus is more often the person paying the expense to the doctor, dentist, team, club, et cetera.

Depending on your insurance plan and your child’s specific needs and activities, these expenses can range from $100 yearly to thousands of dollars yearly.  And, let’s face it, the little buggers just keep getting more expensive as they get older.

Payments for extra-curriculars and uninsureds can add up quickly, so do not overlook the fact that your child’s other parent is required to contribute to these expenses.

And even more importantly -- okay, now, don't get mad at me here -- do not get bogged down in the drama around this issue.  Yes, your ex should just reimburse you without you having to chase him or her down for this stuff.  Yes, maybe you should just be able to text him or her "just took junior to the dentist and the co-pay was $50" and expect you will receive reimbursement right away.

But getting pissed about how things should be is a waste of your precious mental energy and results in frustration --  not reimbursement.

So let's release the drama and focus on the step-by-step process that you are going to follow to collect reimbursement from your ex.

Just click here for immediate access to my free online course that will show you step-by-step how to collect those unreimbursed expenses from your ex.  The course includes template letters that you can personalize and send to your ex, along with video instructions.

If you have any other questions about your case, then we should talk.  Click here to gain direct access to my calendar to schedule an initial complimentary call with me.  Take care until then.

P.S. This post is part of a 5-part series.  If you want to read the other posts in this series (yes, yes you do), just click here.


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